A: Federal Stafford Loans – Repayment begins six months after student’s last day of attendance.

Federal Parent PLUS Loans – Repayment begins after the loan has been fully disbursed, usually 4-6 months after the financial aid period begins.

Federal Graduate PLUS Loans – Repayment begins after the loan has been disbursed, but graduate students are eligible to seek an in-school deferment until completing their program.

Private/Alternative Education Loans – Repayment terms vary by lender, but most reputable private loan products offer either interest only payments while in school or deferment of all payment until six months after student’s last day of attendance.